Mom & Pop Merchant Solutions

Mom and Pop Merchant Solutions DBA Mom & Pop Business Funding is an innovator within the business loan alternative space.  We arrived at the inception of the industry and watched as the ACH withdraw replaced the need for a merchant cash advance via their credit card processing machine.  We are comprised of an expert team with years of industry experience.  We do not work with the business owner directly, rather, we are a source of funding with the country’s largest ISO network,.  Our relationships with our ISO partners allows us to do what we do best (underwrite files and fund loans) and allows the ISO to do what they do best (work with the business owner).

Without the ISO there would be no us.  This is a model we started the day we entered the business loan alternative space and this is the model we represent today.  We protect our ISOs (independent sales organizations), and because of this, Mom & Pop has built a reputation as a company that puts honesty and integrity ahead of everything we do. As the saying goes among our management team, “without you, there is no us”.

​2007

Company was created to provide small business owners with unsecured  working capital. With an emphasis of underwriting

company performance online vs., just credit.

2009

Company expands in to Canada and Mexico and exceeds $450 Million in small business loan alternatives via our staff of independent sales people across America.

2013

Company expanded to Australia, Japan & China.

And exceeds $3 Billion dollars in small business loan alternatives and ex- ceeds it’s 25,000 th ISO.

2015

Company was hired to create a merchant cash advance division on be-half of a publicly traded corporation based out of Texas named Excel Corporation.

2018

Company closes on it’s $8 Billionth dollar worth of small business loan alternatives, and goes on

to procure it’s seventh

$100 million dollar credit facility.